• Entering your PIN in reverse at an ATM still won't call the cops

    Updated: 2012-09-30 09:54:45
    An old urban myth is getting passed around on by email again, and it's as false as it ever was, even though there are new, ugly reasons to wish it were true. The bogus email says that, if you're ever forced by a robber to withdraw money from an ATM, you can send a silent alarm to police by punching in your PIN number in reverse. A series of forced-at-gunpoint robberies may have led to the renewed circulation of this rumor.

  • New job, stolen wallet make for a tragic-comic summer

    Updated: 2012-09-30 09:54:45
    What a summer. Cue the blistering heat, the West Nile virus scare, the Michael Phelps Olympics and the amped-up rhetoric of election year politics. For me, this summer also included a new beginning and some hard lessons learned. It was the Fourth of July. I decided to begin the day by making an appearance at my nearby gym. After a bout with the treadmill, I placed my valuables in a locker, locked it, took my shower and returned to the locker room 10 minutes later to find something was not ... quite ... right.

  • Emily's list: Ask a Stupid Question Day

    Updated: 2012-09-30 09:54:45
    I love obscure holidays. It makes me laugh that people take the time to select arbitrary days and celebrate mundane things. But today's odd holiday, Ask a Stupid Question Day, makes me happy. There may be people who judge you for asking basic questions about personal finance or anything else, but who cares. You never know how many people are wondering the exact same thing but are too scared to ask. While you ponder which non-stupid questions you will ask today, read my list of my 10 favorite personal finance blog posts from the past week!

  • Emily's list: iPhone 5 edition

    Updated: 2012-09-30 09:54:45
    The big news this week is that Apple launched its precious new baby, iPhone 5, on Wednesday. Two summers ago, I wrote about why I was dying for an iPhone 4 but resisting. Are you purchasing an iPhone 5 now, or are you going to wait like me until it costs me less than half a month's of rent? Read on for my list of my top 10 favorite personal finance blog posts from the past week.

  • Financial missteps and fraud foster fear, distrust

    Updated: 2012-09-30 09:54:45
    What was the worst financial mistake you've ever made? If you've never had a big money mishap, you're in the minority and should pat yourself on the back. According to a new report, "The Financial Status and Decision-Making of the American Middle Class," by the Consumer Federation of American (CFA) and Primerica, 67 percent of middle-class Americans admits to having made a "really bad financial decision" and almost half made more than one.

  • Emily's list: Hurricane Isaac edition

    Updated: 2012-09-30 09:54:45
    Credit card debt and payday loans can wreak havoc on your finances in the long-term, but a powerful hurricane can destroy your home and savings in a matter of hours. Earlier this week, Hurricane Isaac kicked off hurricane season, giving a thorough beating to New Orleans, southern Florida, Haiti and the Dominican Republic. Here are our best resources for getting prepared for a hurricane or other weather emergency, plus other tips and advice from my favorite personal finance blog posts this week.

  • Emily's list: Autumn edition

    Updated: 2012-09-30 09:54:45
    Tomorrow is the first day of fall, and it's a great time of year for me financially. My summer travel is over, so I'm able to start putting more money back into savings rather than spending it on airfare and taxis. It's also well before the holidays, which are always a financial drain. What time of year do you feel the most financially secure? You can feel more secure year-round with these great tips and articles from personal finance bloggers this week.

  • DipJar: a tipping solution for a cashless society

    Updated: 2012-09-30 09:54:45
    How do you leave a tip when all you've got is a card? There may be an answer -- called DipJar -- for the cashless customer slinking out of the door, embarrassed at not tipping.

  • Emily's list: No credit edition

    Updated: 2012-09-30 09:54:45
    It's no secret that having bad or poor credit makes it more difficult to be approved for credit cards, mortgages and even cell phone plans. Having bad credit can also result in higher APRs and fees on loans and insurance. But what about people who have no credit? Keep reading to learn more about that and explore my roundup of my 10 favorite personal finance blog posts from the past week.

  • Argentine cardholders to report all charges to tax agents

    Updated: 2012-09-30 09:54:45
    The Argentine government has issued an edict that should make every cardholder cringe. All credit and debit card transactions will be reported to the country's tax authority to keep its citizens from making purchases at that country's "black market rate" rather than the "official rate."

  • Can You Pay Your Tuition with Credit Cards?

    Updated: 2012-09-28 23:09:24
    Can you use low interest credit cards to finance a college education? Learn how to bring home big rewards by paying your student bills with a credit card.

  • Groupon Payments – Life Saver or Death Knell?

    Updated: 2012-09-28 17:00:22
    Groupon Payments Life Saver or Death Knell by Ben DeMeter on September 28, 2012 Stop the presses it looks like Groupon is finally going to do something about its steadily sinking ship . After the company missed the mark for the third consecutive quarter last month , posting 568 million in earnings instead of the expected 573 million , we had pretty much written Groupon off as an inevitable loss . As if to prove our point , last Monday the company’s stock value slid another 10 on the news that merchants were losing interest in the daily deals game . However , all of that is apparently in the past now , because this week Groupon announced its plan to revive the business with a brand new service credit card payment processing As part of its plan to woo small business owners back into those

  • Foreclosure Crisis Year Six

    Updated: 2012-09-28 13:06:33
    While industry and government news releases emphasize the declining rates of delinquency and foreclosure, the declines remain agonizingly slow. Yes, serious defaults on mortgages are down from their peak in 2010. On the other hand, there have been 4.5 million...

  • The States With the Biggest Income Gaps Credit.com News Advice

    Updated: 2012-09-28 07:48:33
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans The States With the Biggest Income Gaps by Kali Geldis on 09 28 2012 Income inequality is becoming the centerpiece of the election , with both President Obama and former Governor Mitt Romney stumping around the country on economic . issues In fact , both presidential candidates have released long-form commercials recently laying out their economic . arguments Perhaps this is because the real economic recovery isn’t quite hitting home yet . 160 A recent Census Bureau report took a dive into the

  • Debt Consolidation vs Credit Counseling What's the Difference Credit.com News Advice

    Updated: 2012-09-28 07:48:33
    . : Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Debt Consolidation vs . Credit Counseling : What’s the Difference by Christopher Maag on 09 28 2012 When escaping the country and hiding from the law are your best ideas for dealing with debt , you know you’re in trouble . Pamela has gone through a few bad years , 8221 she says . Hurricane Katrina hitting her Gulf Coast community followed by a series of low-paid jobs left her with almost 60,000 in . debt Pamela has explored debt consolidation , but doesn’t like what she . discovered I’d have to

  • One in Five Households Have Student Loan Debt Credit.com News Advice

    Updated: 2012-09-28 07:48:19
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans One in Five Households Have Student Loan Debt by Credit.com on 09 28 2012 Millions of Americans know all too well that student loans can be burdensome when it comes to taking care of all their financial needs and establishing some independence , and the number is rising . considerably Through the end of 2010, about 19 percent of all households across the country had some amount of student debt more than twice the number observed in 1989, according to new data from the Pew Research Center . That

  • Fixed-Rate Mortgages Hit Record-Low 3.4 Credit.com News Advice

    Updated: 2012-09-28 07:48:19
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Fixed-Rate Mortgages Hit Record-Low 3.4 by Kali Geldis on 09 28 2012 Freddie Mac announced Thursday morning that 30-year fixed-rate mortgages hit a new record low of 3.4 percent this week , dropping from last week’s record-tying low of 3.49 . percent That wasn’t the only mortgage product to hit a new low , however . Every other mortgage product surveyed by Freddie Mac dropped to a new low this week except the 5-year adjustable-rate . mortgage What’s behind the most recent dip It could all be tied to

  • Consumers Credit Scores Shouldn't Inflate My Insurance Costs Credit.com News Advice

    Updated: 2012-09-28 07:48:18
    : Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Consumers : Credit Scores Shouldn’t Inflate My Insurance Costs by Credit.com on 09 27 2012 Many Americans consider it more than fair for institutions that issue consumer loans or credit cards to use their credit rating when weighing the decision on whether to extend financing , but feel less satisfied when insurance companies do the . same The majority of consumers disagree with insurance companies using a credit score to determine eligibility for auto coverage and set the terms of a policy ,

  • The Most Costly Mistake to Make With Your Bank Account Credit.com News Advice

    Updated: 2012-09-27 13:26:20
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans The Most Costly Mistake to Make With Your Bank Account by Matt Brownell on 09 27 2012 There’s nothing more expensive than spending money you don’t have . That , of course , is a lesson you might learn the hard way if you carry a balance on a high-interest credit card . But spending beyond your means can be a pricey proposition even with a debit . card Bankrate.com released its annual checking survey Monday assessing the fees charged for various services associated with checking accounts . Perhaps

  • How Refinancing Can Affect Your Credit Credit.com News Advice

    Updated: 2012-09-27 13:26:16
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans How Refinancing Can Affect Your Credit by Gerri Detweiler on 09 27 2012 It hardly seems possible that mortgage rates can get much lower , but they have . Homeowners are taking notice and refinancing their mortgages . The Mortgage Banker’s Association reports that for the week of September 19, : 2012 The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances 417,500 or less decreased to 3.72 percent , the lowest rate in the history of the survey If you’re on the

  • Consumers Credit Scores Shouldn't Inflate My Insurance Costs Credit.com News Advice

    Updated: 2012-09-27 13:26:15
    : Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Consumers : Credit Scores Shouldn’t Inflate My Insurance Costs by Credit.com on 09 27 2012 Many Americans consider it more than fair for institutions that issue consumer loans or credit cards to use their credit rating when weighing the decision on whether to extend financing , but feel less satisfied when insurance companies do the . same The majority of consumers disagree with insurance companies using a credit score to determine eligibility for auto coverage and set the terms of a policy ,

  • 20 of Consumers Get Different Credit Scores Than Lenders Credit.com News Advice

    Updated: 2012-09-27 13:26:14
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans 20 of Consumers Get Different Credit Scores Than Lenders by Credit.com on 09 27 2012 When consumers seek a line of credit , they may be fairly confident that they know where they stand with regard to their rating , but this might not always be the . case Anywhere between 20 and 27 percent of the time , consumers may not have access to the same credit scores their potential lenders do , and that can cause significant problems for would-be borrowers , according to a new study from the federal Consumer

  • 20 of Consumers Get Different Credit Scores Than Lenders Credit.com News Advice

    Updated: 2012-09-27 13:26:13
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans 20 of Consumers Get Different Credit Scores Than Lenders by Credit.com on 09 27 2012 When consumers seek a line of credit , they may be fairly confident that they know where they stand with regard to their rating , but this might not always be the . case Anywhere between 20 and 27 percent of the time , consumers may not have access to the same credit scores their potential lenders do , and that can cause significant problems for would-be borrowers , according to a new study from the federal Consumer

  • The Secret Ties Between Debt Colletors DAs Credit.com News Advice

    Updated: 2012-09-27 04:36:16
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans The Secret Ties Between Debt Collectors DAs by Adam Levin on 09 26 2012 Of all the debt collection scams , the ones that inspire the greatest panic come over the phone . A menacing , often almost incomprehensible voice , claiming to represent a creditor , demands immediate payment of a supposed debt . Otherwise , the caller threatens , the consumer could be arrested and thrown in . jail Outrageous we tell the many consumers who contact us every week seeking help after being cowed and frightened by

  • Task Force to Pursue Legal Action Over Mortgage Practices Credit.com News Advice

    Updated: 2012-09-26 20:02:50
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Task Force to Pursue Legal Action Over Mortgage Practices by Credit.com on 09 26 2012 Millions of Americans saw their mortgages go underwater in the last few years as property values declined significantly . Now it seems that some of the companies or individuals partly responsible for the housing market collapse could be held to account for their . actions A federal task force put together to investigate those responsible for the housing market’s collapse as a result of the packaging and sale of

  • Rent-to-Own Does It Ever Make Sense Credit.com News Advice

    Updated: 2012-09-26 20:02:50
    : Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Rent-to-Own : Does It Ever Make Sense by Christopher Maag on 09 26 2012 Under normal circumstances , Amy Willingham would never buy furniture from a rent-to-own store . After all , getting furniture and electronics on a rent-to-own contract is usually much more expensive than buying goods from a traditional retail . store But Willingham had a special reason to go the rent-to-on route : poor credit , and the lure of boosting it . Someone at a national chain of rent-to-own stores told her that the

  • How Credit Card Interest Works

    Updated: 2012-09-26 20:02:37
    Learn how to calculate interest like your credit card company. Do you know how credit card interest works?

  • FHFA punishes states

    Updated: 2012-09-26 05:35:32
    My comments on the FHFA mortgage fee increase for NY, NJ, FL, IL and CT, here at Consumer Law & Policy.

  • What Makes Your Mortgage Credit Score Different Credit.com News Advice

    Updated: 2012-09-25 08:46:16
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans What Makes Your Mortgage Credit Score Different by Chris Birk on 09 25 2012 When is your credit score not actually your credit score How about when you’re applying for a home . loan I can’t count how many times a frustrated veteran has come to me demanding to know why the credit score they paid to obtain doesn’t match what a lender is telling them . Prospective homebuyers are often confused , chagrined or downright catatonic when they learn mortgage lenders see a different score than they . do The

  • When Is Debt Consolidation Legitimate Credit.com News Advice

    Updated: 2012-09-25 08:46:14
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans When Is Debt Consolidation Legitimate by Benjamin Feldman on 09 25 2012 Does the phrase debt consolidation” mean anything to you For some , it brings to mind the idea of financial scams and disreputable companies trying to take advantage of unsuspecting . consumers But is that really the case Well , yes and no . Debt consolidation , at its most basic level , is simply the action of grouping all your debt into one combined debt . For example , say you have three student loans and decide to use debt

  • Hate Gays, Get Paid – Boy Scouts Profit From “Equal Rights” Charities

    Updated: 2012-09-24 17:00:44
    , Hate Gays , Get Paid Boy Scouts Profit From Equal Rights” Charities by Ben DeMeter on September 24, 2012 It’s 2012, and America is finally starting to come around to the idea of gay rights . Family sitcoms featuring gay characters fill primetime slots on all of the major networks . Companies like Oreo and Chevrolet are now running ads in support of the LBGTA community . President Obama , though he’s yet to do anything about it , has officially gone on record stating that gay marriage should be legal . Yet somehow , the Boy Scouts of America , as an organization , is still in the dark . It’s still as anti-gay as it’s been since the 1970s and disturbingly , that doesn’t seem to bother some of the organization’s biggest . donors A report by the Foundation Center recently found that the Boy

  • Tim Langevin Credit.com News Advice

    Updated: 2012-09-24 15:27:17
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Tim Langevin Credit.com in the News 9 21 12 by Tim Langevin on 09 22 2012 This week the experts from Credit.com contributed to different media outlets on subjects including identity theft , 160 data protection and protecting 0 comments by Tim Langevin on 09 22 2012 Credit.com in the News 9 2 12 by Tim Langevin on 09 02 2012 This week the experts from Credit.com appeared in the media to weigh in on subjects including cyber crime , identity theft , 0 comments by Tim Langevin on 09 02 2012 Credit.com

  • How to Consolidate Your Credit Card Debt

    Updated: 2012-09-24 15:27:07
    Learn how to consolidate your credit card debt. Consolidating your credit card bills can save you thousands of dollars in interest.

  • What You Need to Know About Credit Card Insurance Plans Credit.com News Advice

    Updated: 2012-09-21 21:46:17
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans What You Need to Know About Credit Card Insurance Plans by Christopher Maag on 09 21 2012 It sounded like such a good idea at the time . It was 2009, the nation was in the middle of the Great Recession , the housing market was taking a serious blow , and Janet Summers decided she needed a little protection from life’s big . changes Her husband still had work renovating homes in the Charlotte , N.C . area , and Summers had a job , too . But when a nice woman called from Sears to ask if Summers would

  • How to Multiply Your Credit Card Rewards

    Updated: 2012-09-21 21:46:04
    Some credit card redemption options are better than others. Explore three options that will multiply your credit card rewards for bigger savings.

  • 4 Things You Need to Know About Student Credit Cards

    Updated: 2012-09-21 17:00:31
    4 Things You Need to Know About Student Credit Cards by Ben DeMeter on September 21, 2012 So it’s your first semester of college . Classes are going well , your roommate seems pretty cool and the only real complaint you have is that you never have any money . Luckily , that’s one problem that’s easily solved . All you need to do is get your parents to co-sign for a student credit card and all of your money issues will disappear , right Wrong . While student credit cards can be a great way for young adults to responsibly build up their credit rating , these pieces of plastic are anything but safe . The new regulations that supposedly control” student credit cards only make the cards more difficult to market to young people interest rates and late penalties are just as damaging as they’ve

  • One Life, All I Need

    Updated: 2012-09-20 18:37:02
    I weigh in on the possible chapter 11 implications of the many firms rushing to issue as much debt as they possibly can, over at Dealbook.

  • Belize Update

    Updated: 2012-09-20 16:42:14
    For those of you who read my Dealbook column last month, Alphaville provides an update.

  • How to Spot Fraud On Your Credit Reports Credit.com News Advice

    Updated: 2012-09-20 10:34:37
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans How to Spot Fraud On Your Credit Reports by Gerri Detweiler on 09 20 2012 You find wrong information on your credit report . Is it a simple mistake or something more sinister Here are some warning signs that you could be a victim of credit : fraud Your personal information is . wrong If you see a name you’ve never used , a Social Security number that doesn’t belong to you or an address at which you’ve never lived , it could be a sign of fraud , 8221 says Rod Griffin , director of public relations

  • 10 Cities With the Worst Credit Scores Credit.com News Advice

    Updated: 2012-09-20 10:34:36
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans 10 Cities With the Worst Credit Scores by Matt Brownell on 09 20 2012 They say everything is bigger in Texas . But apparently that doesn’t apply to credit . scores Credit reporting bureau Experian released its annual State of Credit report , which examines various statistics related to personal credit on both a national and local level . That includes ranking America’s cities by credit score , and once again many towns in Texas brought up the rear . Three cities in Texas El Paso , Corpus Christi and

  • 4 Easy Ways to Sell Your Smart Phone for a Profit

    Updated: 2012-09-19 17:00:18
    4 Easy Ways to Sell Your Smart Phone for a Profit by Ben DeMeter on September 19, 2012 Now that the new iPhone 5 has been announced , the chances are good that quite a few of you out there will have a perfectly good iPhone 4 or Android phone that you’ll be looking to sell in the next few weeks . We don’t blame you . If you want to buy a shiny new handset but you’re short on cash , selling your old smart phone can be a great way to raise . funds However , this doesn’t mean that you should simply unload your smart phone to the first person who’s willing to buy it from you . There are plenty of places to unload a used phone these days , and if you want to maximize your profits , you need to play the market a little . To help you out , here are four tips that can help you get the most money

  • Mortgage Market 2011 - Not a Pretty Picture

    Updated: 2012-09-19 14:20:14
    The annual Federal Reserve report on Home Mortgage Disclosure Act (HMDA) data for 2011 paints a bleak picture. Despite interest rates at or below 4%, mortgage lending volume continued its four-year decline. The drop in mortgage lending was particularly steep...

  • Annual Credit Card Checklist

    Updated: 2012-09-18 18:11:26
    Credit cards require annual maintenance. We’ll explore 5 things to explore each year with every credit card in your name.

  • Matt Brownell Credit.com News Advice

    Updated: 2012-09-18 00:40:47
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Matt Brownell 4 Bank Freebies That Still Exist by Matt Brownell on 09 17 2012 Whether or not swipe-fee reform has hurt or helped consumers remains an open question , but there’s little doubt that it’s 0 comments by Matt Brownell on 09 17 2012 4 Ways to Spot an Internet Scam by Matt Brownell on 09 10 2012 The quintessential phishing scam goes something like : this An email arrives in your inbox , purporting to be from a financial institution , 1 comment by Matt Brownell on 09 10 2012 Which Credit

  • How to Use a Credit Card to Make a Better Budget

    Updated: 2012-09-18 00:40:21
    Budgets have an interesting ally: the credit card industry. Since 2009, credit card companies have changed their practice to shed more light on how consumers spend their money each month. Also, new services like Mint [...]

  • Credit.com News Advice

    Updated: 2012-09-16 11:01:16
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Top Posts New Rules Determine Who Takes Control of Home Defaults In the past , a major problem in the mortgage market was that when consumers defaulted on their home loans backed by Credit.com on 09 16 2012 Fannie Freddie New Rules Determine Who Takes Control of Home Defaults In the past , a major problem in the mortgage market was that when consumers defaulted on their home loans backed by Credit.com on 09 16 2012 Cuckoo Credit A Watch That Helps You Make Mobile Payments While many consumers and

  • Credit.com News Advice

    Updated: 2012-09-15 09:36:06
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Top Posts The Great iPhone ID Caper : What Really Happened If you’re someone who cares about your privacy , these are indeed strange times . When everything from your iPhone to your by Adam Levin on 09 14 2012 Big Hack Attack The Great iPhone ID Caper : What Really Happened If you’re someone who cares about your privacy , these are indeed strange times . When everything from your iPhone to your by Adam Levin on 09 14 2012 Cuckoo Credit A Watch That Helps You Make Mobile Payments While many consumers

  • Topics Credit.com News Advice

    Updated: 2012-09-15 09:35:59
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Topics Credit Cards A Watch That Helps You Make Mobile Payments 09 15 2012 Consumers Still Chipping Away at Credit Card Debt 09 12 2012 6 Steps to Recovering from Bankruptcy 09 07 2012 View All Identity Theft The Great iPhone ID Caper : What Really Happened 09 14 2012 iPhone 5 : How to Keep It Secure 09 12 2012 4 Ways to Spot an Internet Scam 09 10 2012 View All Loans Lenders Trying to Lure More Top Borrowers 09 10 2012 Real Stories of Money Friendship Gone Wrong 09 07 2012 Credit Card Balances at

  • Editorial Staff Contributors Credit.com News Advice

    Updated: 2012-09-15 09:35:57
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Editorial Staff Contributors Editorial Team Editors Michael Schreiber Editor-in-Chief Melissa Heltzel Managing Editor Kali Geldis Deputy Managing Editor Experts Writers Barry Paperno Credit Scores Gerri Detweiler Debt Credit Adam Levin Credit Identity Tom Quinn Credit Reporting Scoring Contributors Mark Frauenfelder Eduard Goodman Ondrej Krehel Tim Langevin Christopher Maag Press Contact Michael Schrieber Phone : 917 435-5287 Email : michael credit.com Editorial Mission We are all regularly reminded

  • Adam Levin Credit.com News Advice

    Updated: 2012-09-15 09:35:55
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Adam Levin The Great iPhone ID Caper : What Really Happened by Adam Levin on 09 14 2012 If you’re someone who cares about your privacy , these are indeed strange times . When everything from your iPhone to your 0 comments by Adam Levin on 09 14 2012 The Most Outrageous Tax of the Year by Adam Levin on 09 12 2012 It just may become the latest outrage during a year of outrages . At the precise moment when the federal government 6 comments by Adam Levin on 09 12 2012 MegaBanks Finally Ready to Modify

  • Credit.com Credit.com News Advice

    Updated: 2012-09-15 09:35:53
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Credit.com A Watch That Helps You Make Mobile Payments by Credit.com on 09 15 2012 While many consumers and companies alike have been focused on the ways in which mobile payments could be made possible 0 comments by Credit.com on 09 15 2012 IPhone 5 Won’t Have Mobile Wallet Capabilities by Credit.com on 09 14 2012 There are many new features that come with the latest version of the Apple iPhone , but one highly-anticipated option was 0 comments by Credit.com on 09 14 2012 Moody’s Says U.S . Credit

  • Kali Geldis Credit.com News Advice

    Updated: 2012-09-15 09:35:51
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Kali Geldis This Week in Credit News : New iPhone , Stimulus by Kali Geldis on 09 14 2012 The biggest stories this week revolve around the Federal Reserve’s decision to go all-in on QE3 and the release of 0 comments by Kali Geldis on 09 14 2012 4 Frenemies’ Leading You Into Debt by Kali Geldis on 09 13 2012 For those of you unfamiliar with the term frenemy , 8221 here’s a quick crash course . A frenemy is a friend who 0 comments by Kali Geldis on 09 13 2012 This Week in Credit News : Hackers ID

  • Christopher Maag Credit.com News Advice

    Updated: 2012-09-15 09:35:45
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Christopher Maag Homeowners Are Refinancing Again Again by Christopher Maag on 09 14 2012 During the mortgage boom , Teresa Aiello was a typical home refinancer . After getting her initial mortgage , she refinanced in 2005, 0 comments by Christopher Maag on 09 14 2012 iPhone 5 : How to Keep It Secure by Christopher Maag on 09 12 2012 With Apple’s anticipated announcement Wednesday that it is rolling out the fifth edition of its wildly popular iPhone , we can 1 comment by Christopher Maag on 09 12

  • Gerri Detweiler Credit.com News Advice

    Updated: 2012-09-15 09:35:36
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Gerri Detweiler How to Pay Off Wedding Debt by Gerri Detweiler on 09 13 2012 On TLC’s reality show Say Yes to the Dress , 8221 women come to a tony New York boutique to shop for 0 comments by Gerri Detweiler on 09 13 2012 World Trade Center Cancer Victims Finally Get Help by Gerri Detweiler on 09 11 2012 Almost exactly one year ago , I wrote about how the federal government was turning its back on Ground Zero survivors 0 comments by Gerri Detweiler on 09 11 2012 An Insider’s Guide to Fighting

  • Credit.com News Advice page 2

    Updated: 2012-09-15 09:35:28
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Posts How to Pay Off Wedding Debt by Gerri Detweiler on 09 13 2012 On TLC’s reality show Say Yes to the Dress , 8221 women come to a tony New York boutique to shop for 0 comments by Gerri Detweiler on 09 13 2012 Don’t Let Your Student Loan Debt Keep You From Buying a House by Mitchell D . Weiss on 09 13 2012 When I was about to graduate college , one of my dad’s friends put his arm around my shoulder to pass 4 comments by Mitchell D . Weiss on 09 13 2012 Consumers Still Chipping Away at Credit Card

  • Credit.com News Advice page 3

    Updated: 2012-09-15 09:35:27
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Posts Debt Collectors Chasing Defaulted Student Loans by Credit.com on 09 11 2012 Millions of consumers across the country have outstanding student loan debts in their name and therefore owe as much as 0 comments by Credit.com on 09 11 2012 Do Politics Impact Your Car Insurance Rate by Credit.com on 09 11 2012 As the Democratic and Republican National Conventions have now finished up , our friends at car insurance site CoverHound have done 0 comments by Credit.com on 09 11 2012 How to Avoid a Debt

  • Credit.com News Advice page 4

    Updated: 2012-09-15 09:35:26
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Posts MegaBanks Finally Ready to Modify Mortgages Don’t Miss Out by Adam Levin on 09 07 2012 Hell has frozen over After years of lawsuits and investigations by federal and state law enforcement agencies not to 3 comments by Adam Levin on 09 07 2012 Why are Short Sales So Bad for Your Credit by Barry Paperno on 09 07 2012 I recently wrote about the negative impact of short sales and foreclosures on credit scores , and how such a mark 6 comments by Barry Paperno on 09 07 2012 Real Stories of Money

  • Credit.com News Advice page 5

    Updated: 2012-09-15 09:35:24
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Posts In Argentina , Government to Monitor All Credit Card Purchases by Credit.com on 09 05 2012 In an effort to curb out-of-country credit card use to keep the nation’s economy strong , Argentina’s government has issued a 0 comments by Credit.com on 09 05 2012 First Semester Checklist : 5 Money Priorities for Freshmen by Shannon McNay on 09 05 2012 Are you heading off to your first year of college Congratulations College is the first time many get to enjoy 0 comments by Shannon McNay on 09 05 2012

  • Credit.com News Advice page 6

    Updated: 2012-09-15 09:35:23
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Posts Is Your College Kid’s Identity Safe by Gerri Detweiler on 09 03 2012 Parents who send their kids off to college this fall may probably worry about their personal safety . But what about 0 comments by Gerri Detweiler on 09 03 2012 Can You Tell A Lender Which Credit Reporting Agency to Use by Tom Quinn on 09 03 2012 Jackie is getting ready to purchase a new car and needs to take out a car loan . 160 To prepare for 0 comments by Tom Quinn on 09 03 2012 California May Boost Payday Loan Allowances

  • Credit.com News Advice page 7

    Updated: 2012-09-15 09:35:22
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Posts CFPB May Take Up Student Debt Fight by Credit.com on 08 30 2012 In an effort to help more Americans get a better handle on their debts , the nation may soon see the 2 comments by Credit.com on 08 30 2012 Five Reasons to Close Your Credit Card Account by Gerri Detweiler on 08 30 2012 It used to be when I spoke at financial seminars , most of the audience would raise their hand when I 0 comments by Gerri Detweiler on 08 30 2012 Meet the Credit Expert Behind Our New Forums by Credit.com on 08 30

  • Why Couples Cannot Live on One Credit Score

    Updated: 2012-09-15 09:35:16
    Couples cannot slack when building credit. We’ll examine why every relationship should be built on a good credit score.

  • The Dark Side of Kickstarter – No Refunds

    Updated: 2012-09-14 17:00:31
    The Dark Side of Kickstarter No Refunds by Ben DeMeter on September 14, 2012 What do you do when you have a great business idea but don’t have the money to support it You go to Kickstarter Since 2009, the crowd-sourcing site has helped thousands of entrepreneurs finance their dreams by allowing them to pitch for small donations from private donors worldwide . It’s a staggeringly simple formula : you pitch your idea via a webpage , you offer investors incentives to donate such as film credits , discounts or shares in your company and then you let the money roll . in However , with one of Kickstarter’s largest projects in the midst of an 8.6 million R D phase , a major question regarding the financing platform’s functionality still begs to be answered . What happens if the entrepreneur fails

  • What is an Affinity Card?

    Updated: 2012-09-12 23:25:08
    Learn how you can benefit your favorite causes with an affinity card. One organization raises as much as $1.5 million per year with its affinity credit cards from Bank of America.

  • Your (100% Accurate) Financial Horoscope for September

    Updated: 2012-09-12 17:00:58
    Your 100 Accurate Financial Horoscope for September by Ben DeMeter on September 12, 2012 It’s September again , and everything is coming up pumpkins . This week we’ve purchased a pumpkin latte , some pumpkin Hershey Kisses , a can of pumpkin air freshener and even a six-pack of pumpkin beer . This month it’s safe to say that the stars have conspired to make life delicious for your favorite credit card . bloggers For you , though , the skies may not look quite so good . Venus and Uranus are in a custody feud over who gets Pluto on the weekends , and Mars is yelling something about big metal bugs crawling all over it . Consequently , only a few of you will be lucky enough to stay ahead of the financial curve this September . Read on to find out who you . are Aries March 21 April 19 If you

  • How to Protect Your PIN When Using an ATM

    Updated: 2012-09-10 21:02:43
    Did you know scammers can record your debit and credit card numbers at ATMs? Learn how a simple trick will keep credit card thieves at bay.

  • Meet MasterCard’s Newest Target Demographic – Meth Addicts

    Updated: 2012-09-10 17:00:13
    Meet MasterCard’s Newest Target Demographic Meth Addicts by Ben DeMeter on September 10, 2012 If you’re struggling to recover from a year-long meth addiction , MasterCard would like you to know that it’s here to help . This week , the financial monolith will start distributing assistance in the form of a new prepaid debit card designed to keep recovering addicts on the straight and narrow . It’s called the Next Step card and although it’s an interesting idea , it might be the sleaziest move MasterCard has made all . year The card is the brainchild of three addicts , including former real estate broker Eric Dresdale . While in rehab for a pain pill addiction that cost him his career , Dresdale had an epiphany that maybe having easy access to his money wasn’t such a good . idea According to

  • Famous American Bank Heists: Butch Cassidy’s San Miguel Valley Robbery

    Updated: 2012-09-07 17:00:06
    : Famous American Bank Heists : Butch Cassidy’s San Miguel Valley Robbery by Ben DeMeter on September 7, 2012 Thanks to Hollywood’s love of the romanticized Wild West everyone knows about Butch Cassidy and The Sundance Kid . However , the 1969 blockbuster movie based on their lives hardly does the outlaws justice . The duo’s rise to infamy was left out of 20th Century Fox’s interpretation . So in this edition of Famous American Bank Heists we’re going to set the record straight . This week , we’ll be discussing the bank heist that made Butch Cassidy a household name the San Miguel Valley Bank Robbery of 1889. In June of 1889, Robert LeRoy Parker was just another wandering soul searching for purpose on the American frontier . The 23-year-old had been run out of his native state of Utah

  • Credit Score widget by Credit.com

    Updated: 2012-09-06 01:13:49
    Good credit could save you money A high credit score often equals savings on loans and credit . cards Personal Loan Home Loan Credit Card Slide to see how much your score is saving you compared to a national . average Credit score excellent bad Amount Term APR Savings Losses year life of loan Amount Term APR Savings Losses year life of loan Amount Term APR Savings Losses year 3 years

  • Credit Cards vs. Layaway

    Updated: 2012-09-06 01:13:20
    Retailers are bringing back layaway. Learn how credit cards and layaway services can be used interchangeably.

  • Features of the Best Business Credit Cards

    Updated: 2012-09-06 01:13:19
    Learn what separates the best and worst business credit cards. Does your card have a personal guarantee?

  • How to Plan Your Spending for the Best Rewards

    Updated: 2012-09-06 01:13:18
    Here are three tips for getting more rewards points. Learn why an annual fee might be your best friend.

  • When Credit History Really Matters

    Updated: 2012-09-06 01:13:16
    Credit history isn’t important to getting a credit card. Learn why credit history is very important for mortgages – and why you should open a credit card now.

  • How to Pay off Credit Card Debt Even Faster

    Updated: 2012-09-06 01:13:15
    See how you can pay off your credit card debt even faster. This tips could shave months or years off your goal to being debt free.

  • One Credit Card Scam to Avoid

    Updated: 2012-09-06 01:13:14
    A common scam steals thousands of credit card numbers each month. See why you should be careful about which phone calls you answer.

  • End of Life Planning and Credit Card Debt

    Updated: 2012-09-06 01:13:13
    Who pays off a credit card if the debtor passes away? Learn more about end of life planning and debt.

  • Your Credit Card Deserves Automatic Payments

    Updated: 2012-09-06 01:13:11
    See why you should automate your credit card payments. Also find out about one major risk to avoid.

  • Picking the Right Credit Card Network

    Updated: 2012-09-06 01:13:10
    It isn’t all about the issuer when it comes to credit cards. See why you should be sure to look closely at a credit card network before you apply.

  • How to Negotiate with a Credit Card Company

    Updated: 2012-09-06 01:13:09
    There are many credit card attributes that can be negotiated by the consumer. Learn where you can have an edge in negotiating with your credit card company.

  • The Manual for Using Your Credit Card

    Updated: 2012-09-06 01:13:08
    Learn the three critical things you must do with your credit card. Do you do all three?

  • Will A Late Payment Ruin Your Credit?

    Updated: 2012-09-06 01:13:06
    Late payments and credit scores are complicated. Let’s make sense of how late payments affect your credit score.

  • How to Get a Bigger Credit Line

    Updated: 2012-09-06 01:13:05
    Getting a better credit line is easier than you might think. Use these three methods to get a credit limit increase.

  • 3 Steps to Grabbing a No-Interest Card

    Updated: 2012-09-06 01:13:04
    Here’s how you can get a zero-interest credit card. See what you need to get the best credit card perks.

  • What is a Credit Card PIN?

    Updated: 2012-09-06 01:13:03
    Credit card PINs come with most credit cards today. See why you might need to have a PIN for your credit card.

  • Malaysia tightens student visa requirements

    Updated: 2012-09-05 22:47:14
    Malaysia is one of Asia’s fastest growing education hubs and international students wanting to pursue higher education will soon face stricter requirements. The Education Malaysia Global Services (EMGS) has been monitoring the intake of international students to help reduce the possibility of students working illegally or engaging in criminal activity. Under the new system, international [...]

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